If seems that if you do not have a traditional insurance plan through your employer or work, you just simple do not have any type of coverage and you are stuck paying full price. This really added up to significant savings for me and over the course of a year saved my family $680.00 which more than covered the annual enrollment fee. Cosmetic dentists usually give a 20% discount on porcelain veneers and other types of Hollywood type of dentistry. With the discount plan I bought, I was approved with 48 hours and I was seeing my dentist like 2 days after getting my membership. Comparing the various dental plans in my area was really easy when I could look at them side to side and really see the differences in pricing for different procedures. Without these plans, you are stuck paying ridiculous amount of money every time you visit regardless of what you are having done. I was also able to switch plans once to a plan with lower fees on the root canal I needed. I tried to get a traditional individual dental insurance and I was running up against brick walls with the sign-up process and I was told I’d likely have to wait a year to get the plan activated. Most dentists do participate and I was shock to find my dentist participated in several of the plans in my area. When looking for a new provider, I found myself going through the yellow pages looking for someone near my house that I could start visiting. |