If seems that if you do not have a traditional insurance plan through your employer or work, you just simple do not have any type of coverage and you are stuck paying full price. They are all discount dental plans which means you save up to 60% on your dental care at their listing of participating providers in your area. This really added up to significant savings for me and over the course of a year saved my family $680.00 which more than covered the annual enrollment fee. Studies show that you should go to the dentist for an oral exam, cleaning, and bitewing x-ray every 6-months, although it may no be necessary to get x-rayed more than once per year. I highly recommend these discount dental programs because they really do help you to save money on everything from cosmetic dentistry, laser dentistry, whitening, fillings, wisdon teeth extractions, oral surgery, braces, gum surgery, and just about every other dental procedure. I was able to save $1500 on my dental implants and my father in-law saved $1800 on his dentures with these plans. Cosmetic dentists usually give a 20% discount on porcelain veneers and other types of Hollywood type of dentistry. If you have pre-existing conditions you are still accepts, all of your dental work will be discounted from the dentist's normal charges. With the discount plan I bought, I was approved with 48 hours and I was seeing my dentist like 2 days after getting my membership. I was also able to switch plans once to a plan with lower fees on the root canal I needed. |