I tried to get a traditional individual dental insurance and I was running up against brick walls with the sign-up process and I was told I’d likely have to wait a year to get the plan activated. With the discount plan I bought, I was approved with 48 hours and I was seeing my dentist like 2 days after getting my membership. I wanted a dentist that was affordable and of good quality. You only have one set of teeth and I didn’t want them negatively affected. Unless you have a discount dental program which will allow you to save a percentage off what you would normally pay for your dental care services. Cosmetic dentists usually give a 20% discount on porcelain veneers and other types of Hollywood type of dentistry. The provider list was very comprehensive in my area and there were providers within 3 miles of my house and work. If seems that if you do not have a traditional insurance plan through your employer or work, you just simple do not have any type of coverage and you are stuck paying full price. This is a great benefit and there are generally no hassells associated with these plans. If you have pre-existing conditions you are still accepts, all of your dental work will be discounted from the dentist's normal charges. This really added up to significant savings for me and over the course of a year saved my family $680.00 which more than covered the annual enrollment fee. |